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💰 Financial Health Survey 1. How would you rate your monthly spending habits? Very Poor – I often overspend Poor – I sometimes overspend Average – I manage my spending well Good – I stick to a strict budget Excellent – I always save and invest 2. How much do you save each month? None – I rarely save A little – I save only if I have leftovers Moderate – I save a portion of my income Good – I save regularly and invest Excellent – I prioritize saving and investing 3. Do you have any outstanding debt? Yes, a large amount Yes, a small amount No, I'm debt-free 4. Do you have clear financial goals (e.g., buying a house, retirement)? No, I don't have any clear goals Yes, but they're not very specific Yes, I have clear financial goals 5. Do you have an emergency fund? No, I don...